Why do you need a Danish bank account?

If you are working or studying in Denmark, you will need a Danish bank account in order to receive payments such as your salary, tax refunds, social welfare payments or student loans. We would love to welcome you as a customer at Nordea, one of the leading banks in the Nordics.

Open a bank account in a few steps

Becoming a customer at Nordea is easy. The process depends on whether you already have MitID, a Danish address, and a Danish phone number.

If you have MitID, a Danish address, and a Danish phone number

You can open your account online in a few simple steps:

  1. Start your application online
  2. Complete and sign with MitID

If you don't have MitID, a Danish address, or a Danish phone number

Please call us on 70 33 82 81. Our customer service will help you book a service meeting where we'll guide you through the process.

You will need the following documents:

  • Your passport or another form of photo identification (cannot be a copy)
  • Your CPR or TIN number (if you have one)
  • Your Danish health insurance card (cannot be a copy)
  • Your residence permit
  • Your employment agreement or proof of enrolment
  • Documentation from the Danish tax authorities (if your stay is shorter than three months)
  • Confirmation of your address in your home country (if your stay is shorter than three months)

What to expect

When you apply to become a customer at Nordea, you must also answer questions about:

  • your personal circumstances
  • your financial situation
  • how you plan to use your account.

We ask you these questions because we – like any other bank – must comply with the legislation on anti-money laundering and prevention of terror financing.

What you get when opening a Nordea bank account

There are many things to consider when moving to a new country to work or study. Handling your everyday banking needs is just one of them, and we at Nordea are here to help you during your stay. 

You will get the everyday banking solution ‘Basic Payment Account’, which includes:

  • A bank account
  • Nordea Pay (a Visa/debit card), which can be used in Apple Pay and Google Pay
  • Access to Netbank (our home-banking solution), which allows you to follow your account online, pay bills, transfer money etc.
  • Furthermore, as an additional service for Netbank users, you can get our mobile banking app with access to your accounts via your smartphone. 

A quarterly fee of 135,00 kr. is payable for the ‘Basic Payment Account’ solution.

FAQ