What is the limit for international transfers?

You can transfer up to DKK 20,000 to another country via Netbank or the mobile banking app. See how to do this further down the page. 

Call us under “Help” in the mobile banking app or on 70 33 33 33 if you need to transfer more than DKK 20,000, then we'll help you every step of the way.

How to transfer money to another country

Before you create a transfer to another country, make sure you have the following information about the recipient ready:

• The recipient’s full name and address

• IBAN and BIC/SWIFT code

• Amount and currency

• Purpose of the transfer

International transfers via Netbank

  1. Start by logging in to Netbank 
  2. Select "Payments" in the top navigation menu and select ‘International payments’.
  3. Fill in the fields marked with * (asterisk): account number/IBAN, recipient’s name, street and number, town, postal code and country.
  4. Enter the amount you want to transfer and select a currency.
  5. Select ‘Charges’, ‘Transfer type’ and ‘Payment date’.
  6. Click ‘Confirm’ and approve with your MitID.

See a visual step-by-step guide on how to make transfers ( in Danish only)

International transfers via the mobile banking app

  1. Start by logging in to the mobile banking app.
  2. Tap ‘Overview’ at the bottom of the screen.
  3. Tap ‘Pay abroad’ in the top right corner of the screen.
  4. Select the account from which the money is to be transferred.
  5. Fill in all the remaining fields.
  6. You do not have to fill in the bank code when you use the IBAN and BIC/Swift code. The bank code is only needed if the only details you have are an account number and the BIC.
  7. When all fields have been filled in correctly, you confirm by tapping ‘Everything is correct’.

Forms in English

Form for international transfer

If you need to transfer more than DKK 500,000 or if you cannot make the transfer via Netbank or the mobile banking app, you can use this payment form and send it to us via secure email in Netbank or the mobile banking app. Note that for transfers of less than DKK 20,000, this solution is more expensive than if you order an international transfer via Netbank or the mobile banking app.

Documentation for international transfers

To comply with applicable anti-money laundering regulations and to protect you as much as possible against fraud, we may ask you to provide documentation for the transfer. The documentation must show the purpose of the transfer and confirm that the amount and recipient match.

Examples of documentation

General transfers: Account ownership of beneficiary account + purpose of the transfer

Buying a car: Sales agreement (with amount and name)

Buying a home: Purchase agreement (with amount and name)

Renovation: Invoice

Personal loan: The actual loan agreement

Overview of payment rules

Here you can see the payment rules of the various countries. Note that there are a number of so-called EU high-risk countries. You cannot transfer money to these countries via Netbank or the mobile banking app. If you need to transfer money to one of these countries, you need to use the payment form above. You can see the high-risk countries at the bottom of the list.

How to receive international transfers

If you're expecting a payment from abroad, an electronic international transfer is the fastest and safest option. It is either an account-to-account cross-border Swift payment (worldwide, for currencies other than euro) or a SEPA credit transfer (Europe, euro). 

For the sender to be able to make the payment directly to your account, you need to provide the following information:

SEPA credit transfer:

The recipient's full name and address

IBAN (International Bank Account Number)

BIC (Bank Identifier Code)

or

Cross-border Swift payment:

The recipient’s full name and address

IBAN (International Bank Account Number) 

BIC (Bank Identifier Code), clearing code or the bank’s name, address and home country

You can find your IBAN and BIC details in Netbank and the mobile banking app under ‘Account details’/‘Show account details’, respectively.

If you have received a cheque, please contact the payer and ask them to transfer the money directly to your account instead.

Frequently asked questions about transfers to other countries

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